Should You Buy Now or Wait for Mortgage Rates to Drop and Here Is the Honest Answer

Should You Buy Now or Wait for Mortgage Rates to Drop and Here Is the Honest Answer

Lower rates bring more buyers and higher prices. Candace Clark explains why timing beats rate chasing now ...more

mortgage

September 24, 2026•2 min read

The 50 Year Mortgage Is Not Available Yet and Here Is What Buyers Should Focus on Right Now Instead

The 50 Year Mortgage Is Not Available Yet and Here Is What Buyers Should Focus on Right Now Instead

50-year mortgage discussed but not available. Candace Clark explains the tradeoffs and what to use now. ...more

mortgage

August 20, 2026•2 min read

More Homes Are Hitting the Market and Buyers Have More Leverage Than They Have Had in Years

More Homes Are Hitting the Market and Buyers Have More Leverage Than They Have Had in Years

Rising inventory, price cuts, seller concessions available. Candace Clark explains why now is worth a look. ...more

mortgage

August 20, 2026•2 min read

Why Mortgage Rates Started Climbing Again After Finally Coming Down and What to Do About It Now

Why Mortgage Rates Started Climbing Again After Finally Coming Down and What to Do About It Now

Middle East tensions push oil and rates higher. Candace Clark explains why your estimate may have changed. ...more

mortgage

August 20, 2026•2 min read

Why the Iran Conflict Pushed Mortgage Rates to 6.75 Percent and Why They Are Finally Coming Down

Why the Iran Conflict Pushed Mortgage Rates to 6.75 Percent and Why They Are Finally Coming Down

Oil routes reopen and rates ease from peak. Candace Clark explains the chain reaction behind rates. ...more

mortgage

July 10, 2026•3 min read

The Fed Says Higher for Longer So Stop Waiting and Start Using Your Negotiating Power Right Now

The Fed Says Higher for Longer So Stop Waiting and Start Using Your Negotiating Power Right Now

Cooler competition means real leverage now. Candace Clark explains why buying now beats waiting on rates. ...more

mortgage

July 10, 2026•3 min read

A Price Cut Does Not Mean Every Listing Is Open to a Lowball and Here Is How to Find Real Deals

A Price Cut Does Not Mean Every Listing Is Open to a Lowball and Here Is How to Find Real Deals

Not every cut means lowball room. Candace Clark explains where real negotiating leverage actually is. ...more

mortgage

June 12, 2026•4 min read

Stop Waiting for Rates to Fall and Start Building a Plan That Works in Any Rate Environment

Stop Waiting for Rates to Fall and Start Building a Plan That Works in Any Rate Environment

One hot report moved rates fast. Candace Clark explains how to buy when the numbers make sense now. ...more

mortgage

June 12, 2026•4 min read

Homeowners Insurance Is Killing More Real Estate Deals Than Interest Rates Right Now

Homeowners Insurance Is Killing More Real Estate Deals Than Interest Rates Right Now

Insurance costs derailing closings in 2026. Candace Clark explains the step that prevents it now. ...more

mortgage

June 12, 2026•4 min read

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Canopy Mortgage, LLC | 360 Technology Court, Suite 200 Lindon, UT 84042 | 877-426-5500 | NMLS Consumer Access #:

1359687. All loans subject to credit and property approval. Our privacy policy is here and our terms of use are here. State License Data: Here